Terms of Use

The ground rules for using the HeliaMotors website, its forms and its account features.

Last updated: August 2026

01Agreement to These Terms

By visiting the HeliaMotors website, creating an account or sending any form on the site, a visitor agrees to follow these Terms of Use. Anyone who does not accept them should stop using the site.

02What the Site Offers

HeliaMotors shares general information about auto insurance topics such as liability limits, collision and comprehensive cover, deductibles, add ons and claims. The site is educational in nature.

  • HeliaMotors is not an insurance carrier and does not issue, bind or underwrite any policy.
  • Content on the site is not legal, tax or financial advice.
  • Coverage terms, prices and availability are set by insurers and vary by state and by driver.

03Eligibility and Accounts

The site is meant for adults who live in the United States. When opening an account, a user agrees to give accurate and current details and to keep login credentials private.

Each account holder is responsible for activity under their account and should report any unauthorized access promptly using the contact details below.

04Messages and Consent

Where a user opts in during sign up, HeliaMotors may send service related and promotional text messages and may reach out by phone about auto insurance topics. Consent is optional and is never a condition of any purchase.

  • Reply STOP to any text message to opt out of further messages.
  • Reply HELP to any text message for assistance.
  • Message frequency can vary, and carrier message and data charges may apply.

05Acceptable Use

Users agree not to misuse the site. Prohibited conduct includes:

  • Submitting false or misleading details, or details that belong to someone else.
  • Trying to gain unauthorized access to the site, its servers or other accounts.
  • Using automated tools to scrape, copy or overload the site.
  • Uploading or sending malicious code or unlawful content.

06Accuracy of Content

HeliaMotors works to keep site content clear and current, but insurance rules and market practices change often. No promise is made that every page is complete, accurate or up to date at all times. Visitors should confirm important details with a licensed insurer or agent before making decisions.

07Ownership of Content

All text, graphics, logos and layout on the site belong to HeliaMotors or its licensors and are protected by applicable law. Content may be viewed for personal, noncommercial use only and may not be copied, republished or distributed without written permission.

08Links to Other Sites

The site may link to websites run by others. HeliaMotors does not control and is not responsible for the content, policies or practices of those websites, and a link does not imply endorsement.

09No Warranties

The site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose and non infringement.

10Limitation of Liability

To the fullest extent allowed by law, HeliaMotors is not liable for any indirect, incidental, special or consequential damages arising from the use of, or inability to use, the site or its content, including decisions made about any insurance product.

11Disputes and Arbitration

Any dispute arising from these terms or the use of the site will be resolved through binding individual arbitration rather than in court, except where applicable law says otherwise. Class actions and class arbitrations are not permitted.

These terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

12Updates to These Terms

HeliaMotors may revise these Terms of Use from time to time. The new version takes effect once it is posted on this page, and continued use of the site after that point means the updated terms are accepted.

13Contact Information

Questions about these Terms of Use can be sent using the details below.